Getting Started
Getting Started
Thank you for choosing Desert Schools for your lending needs.  Complete the information below to begin the loan process. 

Eligibility
If you're not already a member, you will need to join after your loan is approved.  Joining is easy, you are eligible for membership if you live, work or worship in Maricopa, Gila or Pinal County or a family member is a member.  Membership requires opening a Membership Savings account with a minimum $25 deposit.  It's that simple!
Apply for a loan

Application Type

You must indicate the type of credit you're applying for:  Individual or Joint.  You may apply for an individual account regardless of your marital status.  Married applicants may apply for individual accounts, but the Co-Applicant section must be completed if you are relying on community property for repayment.  All income of married individuals will be considered community property unless otherwise indicated.

Individual Credit means only one borrower is responsible for repaying the loan.

Joint Credit means more than one person (a borrower and at least one co-borrower) is responsible for repaying the loan.